JP Marlin Payments

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Pricing

Fair Interchange Pricing, No Surprises, 100% Transparency

Interchange

We understand credit card processing fees are overwhelming, complicated, and confusing. However, you have to pay them if you want to process credit cards through your business. Rather than just accepting things as they are, its smart to try and understand them. That way, you can question any costs you think are unfair or get a better understanding of what is and isn’t. We base our pricing directly from wholesale interchange from Visa, Mastercard, Discover, & American Express

Keeping Your Costs Low

We’ve been at this for a long time, and know about the intricacies of accepting online payments and your card-not-present needs. (Learn about who we work best with, here). Pricing for eCommerce merchant services can be confusing, and that’s why we’ll run a free cost analysis against your current provider to ensure that you’ll get the lowest possible rates with us. Since we only use the Interchange-plus pricing model, we can post our rates proudly knowing that we’re offering fair, consistent pricing.
  • No early-termination fees or long-term contracts to lock you into our services
  • No annual fees, monthly minimums, or hidden fees
  • Access to lower B2B interchange rates with the MX B2B App
  • Reduced rates for merchants processing over $100k/month
  • High-Risk Program available – Learn More Here
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How much will I pay on a $100 sale?

(Click samples below for details)

Visa Regulated Debit

Interchange 0.05% + $0.22

Assessment Fees 0.13% + $0.02

Margins 0.20% + $0.10

Total Fees (per $100 sale) $0.72 or 0.72%

Visa CPS Card Not Present

Interchange 1.80% + $0.10

Assessment Fees 0.14% + $0.02

Margins 0.20% + $0.10

Total Fees (per $100 sale) $2.36 or 2.36%

Visa CPS Rewards 2

Interchange 1.95% + $0.10

Assessment Fees 0.14% + $0.02

Margins 0.20% + $0.10

Total Fees (per $100 sale) $2.51 or 2.51%

Mastercard World Merit 1

Interchange 2.05% + $0.10

Assessment Fees 0.12% + $0.02

Margins 0.20% + $0.10

Total Fees (per $100 sale) $2.59 or 2.59%

Mastercard Corporate Data Rate 1

Interchange 2.70% + $0.10

Assessment Fees 0.12% + $0.02

Margins 0.20% + $0.10

Total Fees (per $100 sale) $3.24 or 3.24%

Keeping Your Costs Low

JP Marlin Payments works with thousands of merchants in retail, who need low rate credit card processing. Before signing up, we’ll run a free cost analysis against your current provider to ensure you’re getting the lowest possible and best rate merchant services. Since we only operate on the Interchange-plus pricing model, you always get the lowest rates, and our margins are clearly spelled out.

  • Low, fair terminal pricing with no long-term leasing

  • No annual merchant service fees, monthly minimums, or hidden fees

  • High-Volume rates for merchants processing over $100,000 per month

Get Started

How much will I pay on a $100 sale?

(Click samples below for details)

Visa Reg. Debit

Interchange 0.05% + $0.22

Assessment Fees 0.13% + $0.02

Margins 0.15% + $0.07

Total Fees (per $100 sale) $0.64 or 0.64%

Visa CPS Retail

Interchange 1.51% + $0.10

Assessment Fees 0.14% + $0.02

Margins 0.15% + $0.07

Total Fees (per $100 sale) $1.99 or 1.99%

Visa Rewards 1

Interchange1.65% + $0.10

Assessment Fees0.14% + $0.02

Margins 0.15% + $0.07

Total Fees (per $100 sale)$2.13 or 2.13%

Mastercard Merit 3

Interchange1.58% + $0.10

Assessment Fees0.12% + $0.02

Margins 0.15% + $0.07

Total Fees (per $100 sale)$2.04 or 2.04%

Mastercard World Elite Merit 1

Interchange 2.50% + $0.10

Assessment Fees 0.12% + $0.02

Margins 0.15% + $0.07

Total Fees (per $100 sale)$2.96 or 2.96%

Keeping Your Costs Low

JP Marlin Payments represents many restaurants, bars and quick-serve merchants who need low rate credit card processing. We understand that with a low average-ticket, credit card fees can rise quickly. Since we only operate on the Interchange-plus pricing model, you always get the lowest rates, and our margins are clearly spelled out. Plus, low, fair terminal pricing with no long-term leasing.

  • No early-termination merchant services fees or long-term contracts to lock you in.

  • No annual merchant service fees, monthly minimums, or hidden fees.

  • Access to tip adjustment and Chip+PIN with the FD-150 and Clover POS.

  • Reduced rates for merchants processing over $100k/month

Get Started

How much will I pay on a $25 sale?

(Click samples below for details)

Regulated Debit Cards

Interchange 0.05% + $0.22

Assessment Fees 0.13% + $0.02

Margins 0.15% + $0.07

Total Fees (per $25 sale) $0.39, or 1.57%

Visa Small Ticket Credit

Interchange 1.65% + $0.04

Assessment Fees 0.14% + $0.02

Margins 0.15% + $0.07

Total Fees (per $25 sale) $0.62, or 2.46%

Mastercard Convenience Purchase

Interchange 1.90% + $0.00

Assessment Fees 0.12% + $0.02

Margins 0.15% + $0.07

Total Fees (per $25 sale) $0.63, or 2.52%

Mastercard World Restaurant

Interchange 1.73% + $0.10

Assessment Fees 0.12% + $0.02

Margins 0.15% + $0.07

Total Fees (per $25 sale) $0.69, or 2.76%

Mastercard World Elite Restaurant

Interchange 2.20% + $0.10

Assessment Fees 0.12% + $0.02

Margins 0.15% + $0.07

Total Fees (per $25 sale) $0.81, or 3.23%

Visa Rewards 2

Interchange 1.95% + $0.10

Assessment Fees 0.14% + $0.02

Margins 0.15% + $0.07

Total Fees (per $25 sale) $0.75, or 3.00%

Get a Free Estimate

Fill out our Cost Calculator Form below to get an estimate of your costs from us.

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(855) 457-7747